It is very important to be aware of the fact that medical providers may not accept payment through your insurance company in case you may need medical care while in Nigeria. In these circumstances you will have to pay in full after your treatment and file a claim with your insurance company for reimbursement.Therefore you should have access to cash, either from a credit card or by wire transfer. If you need assistance contact the country’s local embassy or representative.
In most cases, in order to be compensated you must be treated by licensed medical personnel and provide your insurance company with proper documentation and receipts. It is therefore advisable to always ensure you have a comprehensive travel insurance policy which covers you for repatriation to your home country.
You can check out the following websites for further and much more information on travel insurance because they specialise in long term travellers, adventure travellers, backpackers and workers based abroad.
Go Travel Insurance
Go Travel Insurance provides cheap holiday insurance and annual travel insurance for residents of the UK and Ireland. Single trip travel insurance can be specifically tailored to your holiday, or why not consider an annual multi-trip policy? If you are taking more than two holidays in a year, annual insurance could save you money. They have a policy to suit all types of holidays and travel!
Down Under Insurance
Insurance companies such as Down Under offer travel insurance to travellers and residents in the UK, Australia and New Zealand. Their cover ranges from basic to highly comprehensive, with affordable policies aimed at backpackers and gap-year students, but with cover available to travellers and holiday makers up to 55 years of age.
Offer 63 different travel insurance plans from 14 different companies – no other site has such product depth or comparison features. You can compare each policy giving you the information you need to make an informed decision about your travel insurance needs.